Life Insurance

If you need a life insurance with Living Benefits, Retirement Planning, Mortgage Protection or College Planning, you are on the right place. Univista Insurance provide you the posibility to build your future and that of people you love with the best life insurance companies.

It can be a great deal of work to get the best life insurance in Florida and California these days – it’s one of the reasons why so many people here either have no life insurance policy, or perhaps are stuck with a plan that simply doesn’t match their needs. If you found out you can get the right life insurance in Florida or California without the hours of effort, would you be interested?

We can help you better understand life insurance and its important role in a sound financial plan. Look over our site, use the information and get an online life insurance quote to get a sense of how large a death benefit you need and what kind of life insurance policy to buy.

Term life insurance is often the most affordable coverage and straightforward form of protection, because it offers shield for a particular number of years. Univista Insurance offers a diversity of affordable term life insurance products to adjust your needs, time frame and budget.

Whole life insurance offers permanent protection with premiums that never increase, whole life allows you to provide for your family even when you can’t be there for them. Whole life insurance policies also give you the potential to receive dividends.

Living Benefits

People have life insurance to provide a legacy of financial security to their loved ones at the time of their death. Living benefits can help you if you have a chronic illness, critical illness or terminal illness, and also give you death benefits

College Planning

All people want best for children’s futures. For many families, college planning is a priority. But higher education is coming at a premium and will certainly continue in the coming years. So, we recommend you to get this security.

Mortgage Protection

Your house is a big investment, probably one of the biggest you’re every likely to make. It is also the place that you and your loved ones call home; a shelter and haven from the outside world. That’s why it is so important to ensure that your home and family are protected in the event of your death. Your life insurance policy will ensure that this problem is eliminated.

Retirement Planning

With the kids gone, you may not need as much life insurance as before, but it remains critical if you’re married and still working. Often, estate planning issues on legacy creation will determine if you wish to keep coverage. Just because your children are through college, and the house is paid for, does not necessarily mean that Social Security and savings will take care of whatever the future holds.